Creating an "OR" Condition in Rule

Couldn't find an answer to this.

Such a great program, but I can't find a way to do this basic rule that other applications do without my having to find a solution.
How do I do this rule?
________________________

If any of the following conditions are met
Name contains "Home Depot"
AND
Name contains "Personal"
OR
If any of the following conditions are met
Name contains "OSH"
AND
Name contains "Personal"
THEN
Do XYZ
_________________________

Right now you'll have to split it up into separate and somewhat redundant rules. Logic like this will be in 3.0 (see the teaser in the beta thread) but is not there now.

Thanks.